Stop typing your expenses. Start reading them.
Thrift reads your bank and UPI SMS right on your phone and turns every debit into a categorized transaction — no bank linking, no manual entry, no spreadsheets. Nothing ever leaves your device.
27,000+
Real messages the parser is tuned against
100%
Of parsing happens on-device
0
Ads, trackers or analytics SDKs
1
Reason it ever touches the internet: sign-in
Automatic capture
Every new bank SMS becomes a logged expense the instant it arrives. Scan your inbox once to pull in transaction history from any date — no manual entry, ever.
A queue that doesn't guess
Low-confidence matches and every incoming deposit wait for your say before they count as spending — income is never auto-recorded.
Budgets that hold
Per-category caps and one overall monthly budget, with alerts at 80% and 100%. Past months freeze into read-only history, so nothing you look back on ever shifts.
Vacation mode
Trip spending tracks apart from the monthly budget, attributed by date rather than stamped at entry — edit a transaction's date later and it self-corrects.
Everything spent, at a glance
Total spend by month, a category breakdown, and what's still waiting for review — the numbers you'd otherwise dig for across a dozen bank SMS, already assembled.
Your bank already knows. Now you will too.
Be first to know when Thrift lands on Android.